The taxi arrived in front of their house, and Tyler got out of the car, followed by his mom, who was still trying to confirm if everything that had happened in the last hour was real.
Tyler, meanwhile, kept his thoughts clear. He had already checked off the house and car from his mental to-do list—now it was time to handle the rest.
Before heading up to his room, Tyler pulled out his phone and transferred $300,000 to his mother's account.
The message he left in the transaction note read simply: "For everything we'll need for the house."
The money wasn't just for furniture, though that would be part of it. It was also meant for decor, appliances, household essentials, security installations—everything needed to make the massive house feel like a home.
Tyler was trusting his mom to handle it. She had better taste than him, anyway. And he knew how much she loved managing a household when she wasn't exhausted from juggling three jobs.
The funds also covered Devin's upcoming private school enrollment. They'd already agreed as a family that Devin deserved better—no more overcrowded classrooms or worn-down textbooks. It was time for him to experience a better, safer learning environment.
Tyler took the stairs two at a time as he made his way to his room. He had other tasks that needed his full attention.
But before diving into work, his thoughts drifted briefly to school—his school, or rather, the one he used to attend.
It had taken weeks of calculated effort and emotional persuasion to convince his mother to let him drop out.
Helena had been heartbroken at first, even furious. The idea of her son abandoning education—after everything she had endured just to keep him in school—felt like betrayal.
"Education is your future, Tyler. That's how you build a life," she had said, her voice cracking.
And she wasn't wrong. In her world, degrees equaled opportunity. It was the only path she had ever known.
But Tyler was from a different world now.
With David's help, he had shown her the bigger picture—carefully, and with just enough transparency.
He couldn't reveal everything, but he made her see that what he was doing wasn't reckless. It was strategic, thought-out and we'll structured.
He wasn't dropping out because of laziness or failure. He was stepping out because he was building something bigger—something far beyond what a classroom could offer.
Helena had eventually relented, but only after one critical condition.
"You're staying in contact with David," she'd said firmly. "He's your anchor. If I'm going to let you walk away from school, I need to know someone responsible is in the loop."
Tyler had smiled then, not out of victory, but out of gratitude. He understood her fear. He welcomed it, as it meant she cared.
Now in his room, Tyler powered on his laptop and watched it come to life. While it booted, he pulled out his phone and dialed David's number.
It hadn't even been twelve hours since they last spoke, but this call wasn't for chit-chat.
It was time to move forward.
David picked up on the third ring, his voice low and alert. "Hey. That was fast."
Tyler didn't waste time. "I need you to set up a fintech shell company in Dubai. Structure it properly—get a registered business address, nominal leadership, and clean paperwork."
David was silent for a beat. "Alright. But I'm guessing that's not the whole story."
"It's not," Tyler replied. "Once it's set up, register the company as a sponsor for the NGO we're launching in Gumua. Make the NGO the middleman between the fintech firm and the government."
David frowned audibly. "Why?"
Tyler's voice dropped into that cold, focused cadence David was beginning to recognize.
"Because I want to build influence through the NGO first—healthcare and education support. Once we've bought goodwill and dependency, then we introduce the fintech firm. It'll look like a private-sector partnership with a trusted humanitarian backer. This way, we won't raise any red flags."
David exhaled slowly. "And what's the endgame?"
Tyler didn't answer that.
David understood. Some things weren't meant to be shared yet.
But he did ask, "Timeline?"
"Two months," Tyler said flatly. "You have two months to build the NGO's legitimacy, secure influence over the presidency, and wrap every major decision-maker around your finger."
There was silence. David wanted to say something—anything. But he knew better.
"Got it," he finally muttered. "Anything else?"
Tyler paused. "No. That's all for now."
He hung up without waiting for a response.
Turning back to his laptop, Tyler sat down and opened his development environment. The payment platform he'd envisioned over the past month was no longer just an idea—it was ready to be built.
For nearly four straight weeks, he had refined the blueprint in his head. Everyday, he mapped out feature sets, transaction layers, encryption protocols, backend database logic, frontend UX flows.
He even added multiple auxiliary modules—identity cloaking systems, micro-routing packet fragmentation, dynamic ledger mapping.
It wasn't just a fintech app.
It was a sovereign-level infrastructure tool.
He wasn't building a tool to use within the system. He was building a tool to hide from it.
But before diving in fully, Tyler took a moment to reflect.
The past two weeks had been explosive in growth.
VaultX and VaultPrime had been successfully deployed across the institutional-grade trading accounts under the LLCs. Forty accounts running in silent sync, each earning and withdrawing under the radar.
In just seven days, the accounts had generated $35 million.
After giving David access to one LLC's account with $3.5M, Tyler had been left with approximately $31.5M.
Then came the major deductions:
$3.47M for the new house.
$186K for the two vehicles.
$300K for his mom's discretionary use.
That left him with just over $27.5 million.
And while that was still a massive fortune, Tyler knew it wouldn't last long—not with the scale of his plans.
Also, the moment he gave David full control of one of the LLC accounts, his daily profit dropped slightly—from $5M to $4.5M.
Not that it bothered him.
Because even though David had control of the account now, Tyler had automated most of the process.
He had written a withdrawal bot—a tiny piece of code that felt silly at first, but quickly became invaluable.
It handled all daily profit siphoning, spreading withdrawals across different accounts and wallets, maintaining anonymity, and keeping amounts within compliance thresholds.
He had built it as a side project—but it worked beautifully.
Tyler chuckled as he thought of it. Something so simple had saved him hundreds of hours of manual effort—and possibly protected him from future scrutiny.
But there was one more thing he had noticed in the last few days—something unrelated to finance.
The daily system mission had finally stopped.
Exactly one month from the day it started, it ended without warning.
It just stopped.
And with it, Tyler had received a total of 30 unspent Stat Points in his interface, waiting for him to decide how to use them.
But even more surprising was the subtle shift he began to feel in his own body.
Without using any points, his stats had naturally increased.
+1 to every stat.
It wasn't dramatic. It didn't turn him into a superhuman overnight. But for someone tuned into his body as deeply as Tyler was, he noticed the changes.
His endurance had improved. His focus was sharper. His reaction time a hair faster.
They were little things—but they mattered.
Everything mattered.
Another thing was that Tyler received system reward for the VaultPrime and the withdrawal bot.
[SYSTEM REWARD CALCULATION INITIATED]
Detected: Completion of a high-efficiency financial substructure using knowledge under [Financial Mathematics].
Scanning creation…
Name: VaultPrime
Type: Low-latency arbitrage execution sub-program.
Scope: Triangular arbitrage, cross-exchange synchronization, high-frequency execution.
Features:
Multi-exchange price parsing (20+ sources).
Sub-millisecond latency loop detection.
Conditional atomic trade execution.
Profit validator with slippage dampening.
Risk-buffering layer with compliance avoidance.
Session-splitting load distribution across accounts.
[EVALUATION COMPLETE]
Earth Comparison Scale (ECS): VaultPrime exceeds high-end HFT firm bots by ~720%.
System Standard Comparison (SSC): Grade A+
Note: VaultPrime demonstrates early Tier-I system logic with potential for scalable multi-asset convergence.
[REWARD CALCULATED]
→ Reward: 1,800 SP
[System Reward Complete. Host has received 1,800 System Points.]
....
[SYSTEM REWARD CALCULATION INITIATED]
Detected: Creation of an autonomous financial routing and cloaking utility.
Scanning creation…
Name: Auto-Withdrawal Bot
Type: Compliance-avoiding withdrawal automation tool.
Scope: Multichannel, multi-account profit extraction
Features:
Transaction fragmentation across regulated limits.
Randomized timing logic.
Destination scrambling.
Tiered wallet routing.
Invisible API interaction with banking gateways.
Fully autonomous execution with rollback recovery.
[EVALUATION COMPLETE]
Earth Comparison Scale (ECS): Withdrawal Bot exceeds existing market automation utilities by ~450%.
System Standard Comparison (SSC): Grade A.
Note: Tool displays utility-class logic signature with high stealth integrity.
[REWARD CALCULATED]
→ Reward: 850 SP.
[System Reward Complete. Host has received 850 System Points.]
....
This was how his status screen was looking like at the moment:
[Name: Tyler Reyes]
[Age: 16]
[Strength: 7—>8]
[Agility: 6—>7]
[Stamina: 5—>6]
[Intelligence: 7—>8]
[Stat Point(s): 5—>30]
[System Point(s): 2,500—>5,150]
[Mission: Train Your Weak Body! (Recurring)]
[Knowledge: Financial Mathematics]
[System Store]
...
With over 5,000 System Points, things were looking for Tyler.
And now, with the house secured, his family stabilized, and his financial engine moving quietly in the background…
…it was time to build the platform that would let him disappear from every radar on Earth—and still control the flow of money like a hidden god.
Tyler stretched his fingers over the keyboard and took a breath.
"Let's begin."